Tips and Tricks that Help

The internet is the by far the best source of information today. On the flip side there is also a lot of dis-information, fraudulent activity and fake people posing as some one else. When you go online, websites capture your information so they know who you are next time and can help you faster. They also will use this to market products and services in ads on the webpages you visit. Most have an area to apply online or a form to gather your information. Below is usefully information to help you proceed with caution and not become a victim of a scam and protect yourself.

The Real Deal VS the fake or fraudulent and how to find out!

As Winter bears down upon us across the country today with frigid low temperatures and snow there are some bad people out there that want to steal your money. Every day there are multiple emails and phone calls that are not legitimate and will try and persuade you to send them money. I am very diligent about my online safety and email but today I find myself helping people that have been caught up in one of these schemes to defraud people of there hard earned cash. It is criminal and hurts people but it is very difficult to stop. Here are some ideas and pointers to help you stay away from this sort of activity and not lose your money.

Be wary of phone and email scams!

This time of year most of us spend a lot. We have big dinners to celebrate the season and the New Year. Parties and festivities abound. For shopping malls and online retailers this is the busiest and most lucrative time of the year. Boxing day sales are too good to pass up and eat up our disposable income and heavily use our credit cards. Foe some its time to pay your home and car insurance as well. When our bank account is low its a great thing to have credit to rely on to get through these expensive times. Keeping good credit is very important in order to access these additional funds.

How do balances on credit cards effect our credit score is the topic for today.

When we use our credit cards....

Hi, Its a beautiful day today with warm temperatures and the sun is trying to poke out. For most of us we are not thinking about buying a new car because our old one works ok. OK is fine for now but when it gets cold and the snow starts piling up we tend to rely on our transportation a lot more. In big ole Canada we need to get around the wide open spaces for many reasons. So either out of necessity or for fun a vehicle is important.

Here is some help to get a great car deal!

When you have decided to buy.....

Good Day All, I am taking some time today to discuss credit and how to increase your credit score. From the diagram you can see the distribution of credit scores in Canada. As you can see almost 60% of people have Very Good to Excellent credit.

Here are some tips and generally unknown information that will help you get better credit.

The first thing most banks will look at.....

Hello, I just had a customer in my office. We were discussing her current credit situation. She was oblivious to anything about credit. There she is, in my office wanting to finance an automobile for the first time. I asked here some questions and when it became apparent that she and her partner had little to no credit knowledge I had a choice to make...

Today I will speak about choices we make that will affect you credit score. 

When you purchase.......

Credit 101
Good day, When you do something day after day it becomes second nature. I do financing. I speak with major banks every day about the way they view an individual who has applied for a loan. There are many factors.

Today I will talk about one of the most important things, your credit score.

There are two credit...