Tips and Tricks that Help

This time of year most of us spend a lot. We have big dinners to celebrate the season and the New Year. Parties and festivities abound. For shopping malls and online retailers this is the busiest and most lucrative time of the year. Boxing day sales are too good to pass up and eat up our disposable income and heavily use our credit cards. Foe some its time to pay your home and car insurance as well. When our bank account is low its a great thing to have credit to rely on to get through these expensive times. Keeping good credit is very important in order to access these additional funds.

How do balances on credit cards effect our credit score is the topic for today.

When we use our credit cards....

Good Day All, I am taking some time today to discuss credit and how to increase your credit score. From the diagram you can see the distribution of credit scores in Canada. As you can see almost 60% of people have Very Good to Excellent credit.

Here are some tips and generally unknown information that will help you get better credit.

The first thing most banks will look at.....

Hello, I just had a customer in my office. We were discussing her current credit situation. She was oblivious to anything about credit. There she is, in my office wanting to finance an automobile for the first time. I asked here some questions and when it became apparent that she and her partner had little to no credit knowledge I had a choice to make...

Today I will speak about choices we make that will affect you credit score. 

When you purchase.......

Credit 101
Good day, When you do something day after day it becomes second nature. I do financing. I speak with major banks every day about the way they view an individual who has applied for a loan. There are many factors.

Today I will talk about one of the most important things, your credit score.

There are two credit...