This time of year most of us spend a lot. We have big dinners to celebrate the season and the New Year. Parties and festivities abound. For shopping malls and online retailers this is the busiest and most lucrative time of the year. Boxing day sales are too good to pass up and eat up our disposable...

How do balances on credit cards effect our credit score is the topic for today.

Hi, Its a beautiful day today with warm temperatures and the sun is trying to poke out. For most of us we are not thinking about buying a new car because our old one works ok. OK is fine for now but when it gets cold and the snow starts piling up we tend to rely on our transportation a lot more...

Here is some help to get a great car deal!

Good Day All, I am taking some time today to discuss how to increase your credit score. The above diagram shows the distribution of credit scores in Canada. As you can see almost 60% of people have Very Good to Excellent credit...

Here are some tips and generally unknown information that will help you get better credit.

Hello, I just had a customer in my office. We were discussing her current vehicle needs. No one had ever explained anything about how credit works. She wants to finance an automobile for the first time and she needed a plan. I asked her some questions and it became apparent...

Today I am writing about choices we make that will affect you credit score. 

Good day, When you do something day after day it becomes second nature. I do financing. I speak with major banks every day about the way they view an individual who has applied for a loan. There are many factors...

Today I will talk about one of the most important things, your credit score.